Insurance is the biggest legal scam in the world but, we all need to have it for one reason or another and taking on a trip like the one I’m about to undertake definitely needs some sort of medical insurance as riding off-road for thousands of miles is fraught with potential accidents!
I’ve spent hours filling in forms on travel insurance websites and making calls to insurance providers trying to find the best option for my trip. Many of the companies I’ve spoken to bork the moment you mention ‘motorcycle’ and/or ‘off-road’ and others have no interest in insuring you for more than 30 days.
One company I did find will cover everything I need and didn’t bork or flinch at all no matter what I threw at them.
Navigator Travel Insurance Services Ltd. do have two specific policies for adventure riders that want to travel to regions of the world that are way outside of the norm.
Their Motorcycle Silver and Gold polices don’t come cheap, but they do cover a lot for the money and for a tiny additional fee you can have a policy with no excess. (Well worth doing!)
Note: I am in no way connected with Navigator Travel Insurance Services Ltd. I’m just putting it out there for those trying to arrange an adventure motorcycle trip.